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Benjamin Sovacool
Taylor Donovan Realty, Inc.
8113 Tauren Ct
Naples, Florida, 34119
Office: 239-234-6900
Cell: 239-285-7443
Fax: 239-262-7112
Lic. #: BK3119015
Naples Florida HAMP | HAFA Participating Lenders PDF Print E-mail

The federal government recently introduced the Home Affordable Modification Program (HAMP) and Home Affordable Foreclosure Alternatives (HAFA) programs. These programs are designed to help the millions of homeowners across the country who are facing foreclosure.

What is HAMP?

The Home Affordable Modification Program was released in March of 2009 to help homeowners whose mortgage payments exceed 31 percent of their income. HAMP allows the lender to modify the mortgage to lower the monthly payments. This may include extending the terms of the loan or reducing the interest rate. Unfortunately for many homeowners a loan modification does not lower the monthly payments enough. Many are unable to complete the trial period and end up defaulting. In this case the homeowner may qualify for the HAFA program.

What is HAFA?

The Home Affordable Foreclosure Alternatives program was released in April of 2009. It benefits homeowners who can not complete or qualify for HAMP assistance. HAFA establishes a strict timeline and streamlines the short sale process. In addition to saving time HAFA protects the homeowner from a deficiency judgment after the short sale or deed-in-lieu. 

The HAMP and HAFA programs are voluntary and while lenders are encouraged, not all participate. Below is a list of lenders who are currently participating in the programs. The list changes frequently so if you do not see your lender listed below or have questions please contact me using the form below.  

To search select the first letter of your lender  A B C D E F G H I J L M N O P Q R S T U V W Y 

*First Name
*Last Name
*Email
Phone
Question / Comments
Enter the code:
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A  (back to top)  
 Allstate Mortgage Loans & Investments, Inc.  American Eagle Federal Credit Union American
 American Home Mortgage Servicing, Inc  AMS Servicing, LLC
 Aurora Financial Group, Inc.  Aurora Loan Services, LLC
   
B  (back to top)  
 Bank of America, N.A.  Bank United
 Bay Federal Credit Union  Bay Gulf Credit Union
 Bayview Loan Servicing, LLC  
   
C  (back to top)  
 Carrington Mortgage Services, LLC  CCO Mortgage
 Central Florida Educators Federal Credit Union  Central Jersey Federal Credit Union
 Chase Home Finance, LLC  CitiMortgage, Inc.
 Citizens 1st National Bank  Citizens First Wholesale Mortgage Company
 Community Bank & Trust Company  Countrywide Home Loans Servicing LP
 CUC Mortgage Corporation  
   
D  (back to top)  
 Digital Federal Credit Union  DuPage Credit Union
   
E  (back to top)  
 EMC Mortgage Corporation  Eaton National Bank & Trust Co
   
F  (back to top)  
 Farmers State Bank  Fidelity Homestead Savings Bank
 First Bank First Federal Savings and Loan  First Keystone Bank First National Bank of Grant Park
 Franklin Credit Management Corporation  Fresno County Federal Credit Union
   
G  (back to top)  
 Glass City Federal Credit Union  Glenview State Bank
 GMAC Mortgage, Inc.  Golden Plains Credit Union
 Grafton Suburban Credit Union  Great Lakes Credit Union
 Greater Nevada Mortgage Services  Green Tree Servicing, LLC
   
H  (back to top)  
 Hartford Savings Bank  Hillsdale County National Bank
 Home Loan Services, Inc  HomEq Servicing
 HomeStar Bank & Financial Services  Horicon Bank Horizon Bank, NA
 Horizon Bank, NA  
   
I  (back to top)  
 Iberia Bank  IBM Southeast Employees' Federal Credit Union
 IC Federal Credit Union  Idaho Housing and Finance Association
 iServe Residential Lending, LLC  iServe Servicing Inc.
   
J  (back to top)  
 J.P. Morgan Chase Bank, NA  
   
L  (back to top)  
 Lake City Bank  Lake National Bank
 Lender Business Processing Services  Litton Loan Servicing
 Los Alamos National Bank  
   
M  (back to top)  
 Marix Servicing, LLC  Metropolitan National Bank
 Midwest Bank & Trust Co.  Mission Federal Credit Union
 MorEquity, Inc.  Mortgage Center, LLC
 Mortgage Clearing Corporation  
   
N  (back to top)  
 National City Bank  Nationstar Mortgage, LLC
 Navy Federal Credit Union  
   
O  (back to top)  
 Oakland Municipal Credit Union  Ocwen Financial Corporation, Inc.
 OneWest Bank  ORNL Federal Credit Union
   
P  (back to top)  
 Park View Federal Savings Bank  PennyMac Loan Services, LLC
 PNC Bank, National Association  Purdue Employees Federal Credit Union
   
Q  (back to top)  
 QLending, Inc.  Quantum Servicing Corporation
   
R  (back to top)  
 Residential Credit Solutions  RG Mortgage Corporation
 Roebling Bank  RoundPoint Mortgage Servicing Corporation
   
S  (back to top)  
 Saxon Mortgage Services, Inc.  Schools Financial Credit Union
 SEFCU  Select Portfolio Servicing
 Servis One Inc., dba BSI Financial Services, Inc.  ShoreBank
 Silver State Schools Credit Union  Sound Community Bank
 Specialized Loan Servicing, LLC  Spirit of Alaska Federal Credit
 Stanford Federal Credit Union  Sterling Savings Bank
   
T  (back to top)  
 Technology Credit Union  Tempe Schools Credit Union
 The Golden 1 Credit Union  
   
U  (back to top)  
 U.S. Bank National Association  Union Stanford Federal Credit
 Union Sterling Savings Bank  United Bank Mortgage Corporation
 United Bank of Georgia  Urban Trust Bank
   
V  (back to top)  
 Vantium Capital, Inc.  Verity Credit Union
 Vist Financial Corp.  
   
W  (back to top)  
 Wachovia Mortgage, FSB  Wachovia Bank, NA
 Wealthbridge Mortgage Corp.  Wells Fargo Bank, NA
 Wescom Central Credit Union  Wilshire Credit Corporation
   
Y  (back to top)  
 Yadkin Valley Bank  
   
Last Updated ( Monday, 22 November 2010 )
 
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Short Sale Disclosure

Taylor Donovan Realty, Inc. is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.